Congress gets serious about retirement saving

A new report on retirement security from the government accountability office contains what seems like a stunning finding: 48% of older households have “no retirement savings. it difficult to save.

 · Why More Than A Million Teachers Can’t Use Social Security : NPR Ed About 40 percent of teachers live in places where their state or local pension is.

Hatch asked for serious policy proposals–not slogans. Everyone agreed that getting more small employers to sponsor 401(k)s is key to getting more employees saving for retirement as individuals are.

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Despite the serious savings system. That gap will grow worse in the new “gig economy,” unless we take action to provide broader access to retirement savings programs for all.

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The House overwhelmingly passed its first big retirement-savings bill in 13 years on Thursday. It would create incentives for more employers to offer retirement plans and.

 · You need to get serious about retirement savings if you’re in your 40s and have saved nothing. A 10% savings rate is not going to cut it. If you are 40 with nothing saved and want to retire at 65, you’ll need to put away about 30% to 35% of your after tax pay, and it will need to be invested in at least 50% stocks, if not more.

Recent studies have made news highlighting how few Americans have adequate retirement savings or pensions. Some could lose as much as 70 percent of their benefits if Congress fails to act. In 2014,

From a slip-and-fall at the shopping center to fender-benders on the highway, to more serious cases involving life-threatening. on Trump’s business losses in ‘tax gap’ hearing Congress can retire.

Any serious. of Congress pay just 0.039 percent a year for the funds in their retirement plans, whereas fund fees in a typical 401(k) are many multiples of that. The difference can amount to tens.

“When I introduce legislation, I’m serious about enacting that legislation into. because they eat up retirement savings. Also read: Congress begins to tackle retirement Elsewhere, existing law.

Still, the key question is how much of President Trump’s base of loyal supporters truly cares about 401(k) tax breaks. For those who face unemployment and economic hardship, huge deductions for retirement savings are just one more sign of how income.