Expert of VA Home Loan, USDA Home Loan & Conventional Home Loan In Irving, TX

The Professional Prodigy Lending Company In Irving, Texas


Concerning us

The goal of Prodigy lending is to provide unmatched services that will ensure customers are satisfied and come back for our mortgages in the future. We have professional mortgage specialist that is always available to help the clients to achieve their dreams. Refinancing mortgages, first time home buyer loan, purchase credits and ones for consolidating debt are available at competitive interest rates. The VA home loan in Irving is one among the many mortgages that carry attractive rates. The clients will be guided through by home loan expert to ensure they make the right choices when selecting the mortgage that suits their needs.  The interest changes according to the prevailing market situation, and one can obtain a free quote by filling in a short form available on our site. 

Explained below are some of our home mortgages designed for you

Conventional home loans

Those with exceptional credit score get to enjoy attractive interest rates with conventional loans. We allow the home buyer to make a 3% down payment, which is low compared to those of other lenders. The PMI is required, but it is much cheaper than those of FHA mortgages. There are no lender charges on this loan, and we allow flexible terms of 10-30 years. 

VA home loans

Financing of up to 100% is offered under VA home loans in Irving. This loan carries a competitive rate, and there is no need for mortgage insurance. Those who are serving soldiers and veterans are eligible for a loan. Many of them can easily qualify since the credit score, and income level is not a consideration. In addition, there is no closing cost and mortgage insurance. It is, therefore, the most attractive loan that has government approvals. 

USDA home loans

With USDA home loans, you get 100% funds for a home purchase. The borrower has to meet the income and home location for them to get approvals on the loans. Interest rates and mortgage insurance are quite low. It is easy to purchase a house using USDA home loans since there is no down payment required.

FHA home loans

FHA loans are endorsed by federal housing administration and issued by approved lenders. Prodigy is one of the approved lenders and allows the home buyers to make down payment of as low as 3.5%. We require clients to get PMI since we allow reduced credit scores of 580. The high debt to income ratio and the low credit scores makes it easier for homebuyers to qualify. 

We are unbeaten in the mortgage industry, and we have been providing award-winning services for over 17 years. We are the most trusted mortgage company and the best private lender in the US. Our policy of client’s data confidentiality has earned us trust across the lending community. 

Homebuyers can seek our services by contacting us directly or utilizing our interactive tools on our site. The team of professional experts will guide you regarding VA home loans in Irving and other mortgage programs.

We have received recognition as the Top workplaces in the US, and you can trust our team to help in selecting the right mortgage option. Start the pre-approval process and get to enjoy our services. 

Contact us now for more information!