Ambitious Mortgage Lender, Loan Agency & VA Home Loan Agency In Cedar Hill, TX

The Professional Prodigy Lending Company In Cedar Hill, Texas

 

About us

Prodigy lending is a hub of experienced home loan experts that are located in all cities in America. The customers are assured of the mortgage packages that meet their expectation and needs. We have refinancing loans, mortgages for consolidating debt, buying a new house, and dream property. The professional loan specialist is ready to assist clients in choosing the right mortgage. Our loan rates are quite competitive, and we have various loan programs that ensure all customers are served.

Our experience in the loan industry span for over seventeen years, and during this time, we have awarded top-notch services to our clients. The last eight years have seen us recognized as the top workplaces in the US. We are always devoted to ensuring excellence in the workplace. Prodigy lending has a goal to establish unbreakable bonds with our clients so that we remain to offer excellent services. 

THE FOLLOWING ARE OUR HOME LOAN OPTIONS

USDA mortgages

The USDA mortgages were introduced by the government to help people own homes in rural places. We offer this loan since we are approved lenders. The loans have competitive interest rates and 100% financing. The homebuyer has to meet minimum income requirements and get low-cost mortgage insurance. The homebuyer does not have to make any down payment.

VA mortgages

The VA home loans are meant to help the veterans and serving soldiers to own homes without having to make any down payment. Homebuyers under VA home loans in Cedar Hill get 100% financing. The rates are also competitive, and one is not required to get mortgage insurance. The borrower does not need to pay the closing fee and VA home loans in Cedar Hill is the most favorable option for veterans and others who meet the eligibility criteria. 

Conventional mortgages

The conventional loans are meant for those who are willing to make a reasonable down payment and have excellent credit ratings. We allow the down payment as low as 3%, which is quite good compared to those of FHA. The PMI cost is also low, and those with approved scores get to enjoy attractive interest rates. There is no lender fee on these mortgages and the borrower get to choose from our flexible terms of 10-30 years.

FHA mortgages

The FHA mortgages have a small down payment of 3.5%, which is quite low, allowing many people to qualify for the loans. The credit score is equally low, and our clients get to enjoy competitive interest rates. Because of the low credit score, we require our clients to obtain private mortgage insurance. The debt to income ratio is also high, and one can obtain rehab loan under FHA programs. 

Call us today and start your pre-approval process. You can trust us since we keep your information confidential. The team of professional loan experts is readily available to help you, and you can utilize our interactive tools on our site.  The VA home loans in Cedar Hill and other programs are having reasonable rates which are based on market conditions. Ensure you get a free quote by filling in a precise form online. 

Contact us now for more information!