Knowledgeable Mortgage Broker, VA Home Loan Agency & Mortgage Lender In Joshua, TX

The Professional Prodigy Lending Company In Joshua, Texas

 

Who we are

We are mortgage lending experts with branches all over the United States of America. We offer record-breaking and quality home loan services to home buyers to help them realize their dreams of homeownership. We have a team of experienced mortgage loan professional who gives our clients personalized assistance to help them select the best loan that suits their individual needs whether buying a first or dream home, refinancing an existing credit, or even putting together other debts. Our mortgage loans are many, including conventional loans, VA house loans in Joshua, FHA loans, USDA loans, among others.  

We make sure that we help you find the right mortgage loan that suits your needs and situation. Among the credits that we offer are:

Conventional home loans 

The traditional home loans are privately funded, and they don’t have government insurance. Their characteristics include:

  • Low down payment of 3% which lower compared to that of other mortgage lenders
  • Reduced PMI in comparison to that of FHA loans
  • One can repay the loan in 10, 15, 20, or 30 years
  • The interest rate could be low with acceptable scores
  • The loans have no lender fees

FHA home loans 

FHA home loans have government insurance, and they are issued and funded by private lenders. The loans are mostly for first time home buyers due to their flexible requirements, which include:

  • Low down payment of 3.5%
  • The loans have easy qualifying requirements
  • Their interest rates are attractive
  • The rehab loans are available
  • Higher debt-to-income ratio

VA home loans 

VA home loans also have insurance from the government, making it easy for veterans and other military members to afford them. In Joshua, home loans have many features that include

  • 100% financing
  • The low-interest-rate with no down payment
  • Low-interest rates for 100% loan
  • easy qualification requirements for VA loan
  • the best price for a government loan

USDA home loans

USDA mortgage loans are government-insured to help home buyers acquire properties in rural areas. Their features include:

  • 100% financing
  • Low rate with no down payment
  • Low-interest rates for 100% loan
  • The mortgage insurance cost is low
  • The property must fit in the description for rural, and the income should be adequate

We have an ultimate goal of remaining in union with our clients and hence offer them mortgage loan services for a more extended period. We keep your information secure, and therefore, we are trustworthy among other lenders. As our client, you can call us anytime for assistance through our call center.

We have served in the mortgage industry for more than seventeen years, and our expert loan officers have helped us scoop the Top Work Places award for the last eight years due to their professionalism in serviced delivery. To have a feel of the current mortgage rates, we would advise you to apply for a loan before the market condition fluctuates or talk to us about Joshua VA loan guidelines or to know more concerning our programs.

Contact us for more information!