Effective VA Home Loan, Loan Agency, Mortgage Lender In Red Oak, TX

The Professional Prodigy Lending Company In Red Oak, Texas

 

Our identity 

We are mortgage loan experts offering quality service in every area of America. We have various home loans programs that are tailored to meet every home buyers need, be it buying a first or dream home, renewing an existing mortgage or even consolidating other credits into one. Our team of experienced loan officers will take you one-on-one through every program to ensure that you select the right mortgage that suits your needs and expectations. One can get the details of the most suitable loan among the many that we have, which include Red Oak VA house loan.  

In choosing the right mortgage loan for you, we educate the home buyer about the mortgage loans which include the following:

Conventional home loans

The traditional home loans have many properties that make them affordable for many people, although they are not government-insured. Among the features of the conventional mortgage loans are:

  • Low down payment  of 3% which small comparison to other mortgage loans
  • Minimal private mortgage insurance compared to FHA loans
  • Flexible repayment terms of 10, 15, 20, or 30 years
  • They have low-interest rates with approved scores
  • They do not have lender fees

FHA home loans

FHA home loans are the most suitable home loans for first time home buyers and are also government-insured. They also have several features that include:

  • Low down payment of 3.5%
  • They are easy for homebuyers to qualify
  • The interest rates are attractive
  • There is the availability of rehab loans
  • The debt-to-income ratio is high

VA home loans

The VA home loans empower the veterans and other military members to buy homes or refinance their existing credits. The loans have many features that include the following:

  • 100% financing
  • The loans have no mortgage insurance
  • The VA home loan rates in Red Oak are best for a government loan
  • It is easy for veterans to qualify for VA loan
  • The closing cost for VA loans are low

USDA home loans

USDA home loans are government-insured, and they empower home buyers to purchase rural or suburban homes. They have the following features:

  • 100% financing
  • The low-interest-rate with no down payment
  • The low-interest rate for 100% loan
  • Low mortgage insurance cost
  • One must qualify for income, and the home must be in qualifying area for rural

The main objective of Prodigy lending is to establish a long term relationship with our clients by giving the best services for many years in the future. We keep our client’s data safe and private, and we are trusted in the whole mortgage lending field.

Our clients should contact us at any time through our interactive tools for more information. We have offered quality services for more than seventeen years and have earned the Top Work Places awards for eight years. We have the current VA home loans in Red Oak, and our clients should explore them before the market condition changes. 

Contact us for details.